About
Identity Loan Studio
At Identity Loan Studio, we believe that every financial goal begins with the right guidance and a trusted partner.
More Than a Loan. A Relationship Built on Trust.
Established in 2007 by Zakir Hussain and Ramesh, our journey has been built on trust, commitment, and a strong understanding of the banking and financial services industry. With extensive experience in loan consultancy, we help individuals and businesses explore suitable financing opportunities through our network of banks and Non-Banking Financial Companies (NBFCs).
Our approach goes beyond arranging loans. We believe in understanding every client's unique requirement through one-to-one consultation, providing personalised guidance, maintaining transparent communication, and supporting them throughout their financing journey.
With 30+ banking and NBFC partners, 1,000+ happy clients, and ₹1,000+ crore in loans disbursed, we continue to build lasting relationships by putting our clients' needs first.
Why Partner with Us?
A trusted partnership built on experience, transparency, and commitment—delivering tailored loan solutions and lasting financial relationships.
Experience You Can Trust
Your financial partner since 2007, bringing 19 years of banking and lending expertise to every borrower.
Multiple Financing Options
Direct access to an extensive network of 30+ leading private, public banks and premier NBFCs across India.
Personalised Guidance
Tailored loan structuring aligned precisely with your income profile, funding requirements, and repayment capacity.
Transparent Communication
Clear, honest guidance throughout every stage with zero hidden costs, clear interest comparisons, and upfront terms.
End-to-End Support
Dedicated assistance from initial profile assessment and documentation through underwriting liaison to final disbursal.
Relationships That Last
Building long-term trust far beyond a single transaction, supporting your evolving financial journeys for years to come.
What You Can Always Expect From Identity Loan Studio
Banks Associated with Identity Loan Studio
Direct empanelment and trusted associations with 35+ leading PSU banks, private institutions, and premier NBFCs across India.
How It Works
A Simple & Transparent Process to Guide Your Financial Journey
One-to-One Client Consultation
We connect personally with every client to understand their financial goals, needs, and expectations.
Understand Your Requirements
We assess your financial needs, income profile, and repayment capacity.
Eligibility Assessment
We review your credit profile and documentation to identify suitable financing options.
Explore the Right Solutions
We help you explore loan options from our network of banks and NBFCs.
Documentation & Application
We guide you through the documentation and application process.
Bank Coordination & Follow-Up
We coordinate with the chosen financial institution and keep you updated on the progress.
Loan Approval & Offer Review
We help you understand the loan offer, interest rate, repayment tenure, and applicable charges.
Disbursement & Continued Support
We coordinate through disbursement and remain your trusted partner for future financial needs.
Ready to Plan Your Loan with Experts Who Care?
Connect directly with our co-founders and senior loan advisory team for an honest, confidential consultation with zero obligations.
